Black Box Learning Center
At Black Box Pension Advocates, we understand that you face unique challenges. We take the time to learn about you, where you are in life, and we meet you at that place. We help take the mystery out of preparing for today and tomorrow. Whether your goal is preparing for retirement, college savings or an estate strategy, our personalized service focuses on you.
Expert Advice for Retirement Plan Sponsors:
Black Box Pension Advocates specializes in helping employers turn 401(k) plans into benefits that are valued by their workforce so that they want to work for you. And support to help choose plans that are easy to administer, to help ensure that you stay in compliance.
To learn more about the services that we provide for Plan Sponsors, please visit our employer center here.
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“PLANNING: When begin to think about retirement, rely on us to develop your financial plan.”
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ENJOYING: Your retirement is a time to relax and spend time with family. And, to have the confidence that you will not run out of money.
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Social Security: Maximizing Benefits
There are other ways to maximize Social Security benefits, in addition to waiting to claim them.
What Will You Do With Your Bonus or Windfall?
This article examines one's options when receiving a work bonus or other financial windfalls.
Assess Your Life Insurance Needs
Estimate how much life insurance coverage may be appropriate for your situation.
Choosing a Retirement Plan that Fits Your Business
To choose a plan, it’s important to ask yourself four key questions.
Glossary of Scam Terms
A helpful glossary of current scams.
Social Security: Maximizing Benefits
There are other ways to maximize Social Security benefits, in addition to waiting to claim them.
The Cost of Procrastination
Don't let procrastination keep you from pursuing your financial dreams and goals.
Required Reading: The Economic Report of the President
The Economic Report of the President can help identify the forces driving — or dragging — the economy.
The Financial Literacy Crisis
Many Americans are operating their personal finances with only the barest minimum of knowledge.
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What Is My Net Worth?
Get a snapshot of your overall financial picture by calculating your total net worth.
Simple 401k
See how increasing your 401(k) contributions today could affect your balance at retirement.
Comparing Mortgage Terms
Compare different mortgage term lengths side by side to find the option that fits your budget.
How Long Will My Savings Last If I Become Disabled?
See how long your current savings might last if a disability interrupted your income.
College Savings
See how much you may need to save now to cover future college costs for your child.
Inflation & Retirement
See how inflation over time could affect the purchasing power of your retirement income.
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Dreaming Up an Active Retirement
When you retire, how will you treat your next chapter?
An Arm and a Leg
A visit to the hospital can be painful, for both your body and your wallet. Don't let it be more painful than it has to be.
Tuning Your Social Security Benefit
When should you take your Social Security benefit?
A Fruitful Retirement: Social Security Benefit
Taking your Social Security benefits at the right time may help maximize your benefit.
The Business Cycle
How will you weather the ups and downs of the business cycle?
Stay Safe with a Business Owner's Policy
Learn the advantages of Business Owner's Policies with this highly educational and fun animated video.